Disclaimer

The information contained in this program is copyrighted by Timothy A. Hoover – ACS. All the contents, including the text is the exclusive property of ACS – Timothy A. Hoover and are protected under United States copyright laws. You are not permitted to modify, copy, reproduce or publish any information contained in this program in anyway without express written permission from ACS – Timothy A. Hoover.

The information contained in this program is provided as information only and ACS – Timothy A. Hoover, all retailers, distributors or anyone associated with the distribution of this information will not be liable for any damages that arise from the utilization of this program and its information. This includes direct, indirect, incidental, punitive and consequential damages.